8. Quick cash for emergencies. Cash advances make it easy to get cash in a real emergency - without resorting to bank loans or begging relatives.
If you pay for childcare, you can eliminate that cost by keeping your children at home with you while you telecommute. Even if you decide that you can't have kids at home while you work, you might be able to save on childcare by not having to pay for the extra time you spend commuting to and from work.